Privacy Policy
Last updated: June 10, 2026. Your privacy and data security are our absolute priority.
1. Introduction
Jika Side Microcredit ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our investment and loan microcredit platform.
2. Information We Collect
We may collect personal and financial information from you, including but not limited to:
- Personal identification details (Name, Email, Phone number, BVN, NIN, Address).
- Financial information (Bank details, transaction history, credit score indicators, and employment details).
- Technical data (IP address, browser type, usage data, and cookie identifiers).
3. How We Use Your Information
We use the collected information for various professional and regulatory purposes:
- To verify your identity and satisfy Know Your Customer (KYC) and Anti-Money Laundering (AML) regulatory rules.
- To process loan applications, run risk vetting, and match funds.
- To disburse monthly returns to investors and manage treasury wallets.
- To provide customer support and send updates regarding investment performance or loan terms.
4. Data Security
We implement robust technical and organizational security measures, including end-to-end encryption, multi-factor authentication, and firewalls, to secure your personal and financial data. However, please remember that no transmission method over the internet is 100% secure.
5. Sharing Your Information
We do not sell or rent your personal information to third parties. We may share details with trusted service partners (e.g., identity verification agencies, credit bureaus, payment gateways) only to the extent necessary to perform transactional services on our behalf or comply with legal requirements.
6. Your Rights
You have the right to request access to the personal data we hold about you, request corrections to incorrect data, or request data deletion where permitted by regulatory compliance frameworks. For any privacy-related requests, please email us directly at support@jikasidemicrocredit.com.